Jin Zhang's Blog Posts

New Home Loan Disclosures

http://frankgotaas.sac.erscorporate.com/finance

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4618 Westlake Pkwy Sacramento For Sale

4618 Westlake Pkwy Sacramento, CA 95835 Home for Salehttp://frankgotaas.sac.erscorporate.com/property/47-15047736-4618-Westlake-Pkwy-Sacramento-CA

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6 Credit Score Myths

http://frankgotaas.sac.erscorporate.com/finance

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Home Upgrade Review

What is A Home Upgrade Review, and what’s in it for you?Simple, we walk our clients through an easy process that answers two basic questions:1) How much can you get?2) How easy is it to get’

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The 5 Cs For Qualifying A Borrower For A Home Loan

The 5 C's for qualifying a Borrower for a home loan.1. Credit: Lenders look at how the borrower has paid their debt in the past, which will indicate how the borrower will likely pay in the future.

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Increase Your Credit Score And Get Lower Rates

Increase your Credit Score and get lower ratesThe affects of your credit affects the rates and terms of loans.  Here are few suggestions to improve your credit score.Always pay your bills on

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Top 10 Home Projects

Frank Gotaashttp://frankgotaas.sac.erscorporate

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CA Feb Sales Increasing

CA Residential Feb 2014 Sales.

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Improve Your Credit Score Before Getting A Home Loan

Improve Your Credit Score Before Getting A Home LoanThe better your credit score, the cheaper your mortgage. Credit checks are a standard part of the mortgage application process. Lenders use them

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Questions About The Home Loan Process

If you have questions about the home loan process, contact me and I'll explain for you.frank.gotaas@gmail.com.  http://frankgotaas.sac.erscorporate.com/finance

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Job Market Springs Forward

February's Jobs Report was better than expected, while home price gains are at sustainable.

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What Should I Look For When Deciding On A Community

Contact me for more information, frank.gotaas@gmail.com http://frankgotaas.sac.erscorporate.com/index.php?;

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Market Watch

Today’s rates with zero points: Conv 30 Year Fixed 3.75%Conv 15 Year Fixed 3.00%FHA 30 Year Fixed 3%

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Why Buy In Roseville

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Why Use A Realtor

Contact me for more information, frank.gotaas@gmail.com  http://frankgotaas.sac.erscorporate.com/index?

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Do You Want To Know What Is The Value Of Your Home

http://sacarearealestate.sac.erscorporate.com/sell.php?town=city%3ARocklin&ppc=google+rocklin%20%20%20%20%20Are you interested in knowing how much your home is worth?

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Entry Level Home Buyers

"Rents are rising at 4 percent, which is twice the inflation rate. I think that will begin to get the attention of financially qualified renters to seriously consider home buying."Entry Level Home

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How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford

Contact me for more information, frank.gotaas@gmail.com  http://frankgotaas.sac.erscorporate.com/index?

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New Listing Around Roseville High School

http://sacarearealestate.sac.erscorporate.com/index.php?advanced=1&display=Roseville+Joint+High+School%2C&areas%5B0%5D=highschool%3A295440&custombox=&types%5B0%5D=1&min=250000&max=450000&beds=3=

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New Listings In Roseville

http://sacarearealestate.sac.erscorporate.com/sell.php?town=city%3ARoseville&ppc=google+roseville%20for%20HomesRoseville has a lot to offer, housing, retail, entertainment, good schools , hiking and

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How Do I Begin The Process Of Buying A Home

Contact me to get Pre-qualified for a loan.  http://frankgotaas.sac.erscorporate.com/finance.phpFrank.Gotaas@mail

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How Can I Determine My Housing Needs

Contact me to get Pre-qualified for a loan.  http://frankgotaas.sac.erscorporate.com/finance.phpFrank.Gotaas@mail

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Reductions In Mortgage Premiums Is A Perfect Time For Buyers To Upgrade

FHA announced a reduction in their monthly mortgage premium. Additionally, Fannie and Freddie are now offering 3% down products again. This is all fantastic news for buyers and sellers alike. For

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Ready To Grow My 2015 Business

I am back from my one week vacation and ready to go to work to grow my business for.

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Home Price Index For December

The index in the West fell 4.6 percent in December to 94.0, but is 6.3 percent above a year ago. Total existing-homes sales in 2015 are forecast to be around 5.26 million, an

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2015 Housing Market

The 2015 housing market is off to a very strong start, according to Red

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How Does Purchasing A Home Compare Vs Renting

How Does Purchasing A Home Compare vs Renting? Contact me and I will provide an owning vs renting analysis for you, which will show how much money you save and your net-worth grows.Frank.Gotaas

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Jan 30 2015 10179 1

A basic lesson in economics teaches that levels of supply and demand point clearly to what prices consumers can expect before they even look at a price tag. When the desire to own a product is

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Discover City Of Roseville

http://sacarearealestate.sac.erscorporate.com/index.php?types[]=1&areas[]=city%3ARoseville&beds=0&baths=0&min=0&max=30000000&map=0&options[]=new&sortby=listings.listingdate+DESC&quick=1&ppc=Blog%20

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City Of Roseville

http://http://static.olark.com/jsclient-bucket6/follow.html?v=1421866280003&_ok=2597-488-10-8937&wcsid=g4iuo93HEqbg2ODi7V8Jm1ZbIXA4Mw0G&_oklv=1422661348276,g4iuo93HEqbg2ODi7V8Jm1ZbIXA4Mw0G&hblid

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THE AMERICAN DREAM

The American Dream Is Alive and Well….Owning a home is still the number one American dream. With the average mortgage rates in Sacramento now at another low point it just may be the best time for

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Free Credit Report

Federal law requires each of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion to give you a free credit report every 12 months if you ask for it. Go

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Whatever Makes You Happy

    Realtors are all about helping you buy or sell your home, but I would agree with remodelers that homeowners should do whatever home projects they want if they plan to remain

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Home Affordable Refinance Program

Infographic on HARP LoanContact me for more information on Refinancing. frank.gotaas@elitemortgage-ca.comGet PreQualified.  http://frankgotaas.sac.erscorporate.com/finance

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Homes For Sale In Roseville

Roseville is one of the most desirable city in Sacramento/Placer  area. It is fast growing with retails, entertainment, restaurants and top rated schools. Check out the link for some

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2015 Housing Market Forecast Video

Here's your 2015 Market Outlook from the National Association of Realtor's, 2015 is going to be a great year for real estate. If you've been holding off waiting for the economy to recover, now is

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2015 Housing Market Forecast

The information in this infographiccomes from a video of NAR Chief Economist Lawrence Yun talking about his 2015 housing market expectations. He expects existing-home sales to rise about 7

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Jan 14 2015 9894 1

OPEN HOUSE: SAFETY FIRST Remember to take your keys, credit cards, and other valuables from your home or lock them.

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Market Trend For Sacramento Area

Here is the market trend for all Sacramento area:http://http://www.gotrendvision.com/Post2Web.aspx?FtId=f98457f6-a992-4f5e-9f72

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Market Trend

This is all Sacramento  county area latest market trend.http://www.gotrendvision.com/Post2Web.aspx?FtId=f98457f6-a992-4f5e-9f72

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How To Improve Your Credit Score

Pay your bills on time. Delinquent payments and collections can have a major negative impact on a credit score. Keep balances low on credit cards and other "revolving credit." High

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Jan 11 2015 10179 1

Open House Today 11-2pm8909 Cedarvillage Dr. Fair Oaks, Ca 95628Http://robertborchin.sac.erscorporate.com/property/4715001220-89cedarvillage-dr-fair-oaks-ca

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What You Want To Know About 1031 Exchanges

Are you considering a 1031 exchange this year? Contact me for assistance selling and locating a perfect exchange property. To start enter your search criteria at the right to locate properties for

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Five Things To Watch

Five Things to Watch in Housing In 2015 Source: Wall St. JournalWith lingering concerns about the recovery of the housing market, there are several key factors to watch in 2015, including

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Sunday Jan 11th Open House

Come join me at a Open House!   Beautiful 3 bedroom, two bath home in Fair Oaks!  I will be there from 11 - 2:00 p.m. on Sunday - Jan 11th.Address:  8909 Cedarville Drive, Fair

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Down Payment Assistance Programs

Thousands of fully-funded, unique homebuyer assistance programs are available across the country.  These programs can help drive buyer curiosity and provide options for buyers who think they

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What A Way To Start The Year

Is this the year rates will go up? They actually went down a little on the first day of the year and that is fine with.

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Millennial Generation

What is it about Millennial Generation and home ownership? This is the generation that was born in  the 80s .  when it comes to old American dream of owning a home it seems that it is not

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GETTING TOP DOLLAR FOR YOUR HOME

If this is the year you are planning to sell your home and hope to get top dollar than hear are a few tips that will help.Creating a great first impression is just about the biggest area to

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Update From California Realtors Association

According to the California Realtors Association December issue of Newsline-- Home Prices Remain Unchanged, Home Sales Decline in NovemberDespite home prices remaining steady, the number of homes

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Happy New Year

Happy New Year!  Have you made your resolutions yet?  The only way to achieve a goal is to write it down and review them on a regular basis.Wishing all of you a happy, healthy and

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Open House

Looking forward to the open house.

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Mortgage Information

Conventional 30 Year Fixed: 3.75% Conventional 15 Year Fixed: 3.00% FHA/VA 30 Year Fixed: 3.375%Contact me for more

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This Week Mortgage Update

Conventional 30 Year Fixed: 3.75% Conventional 15 Year Fixed: 3.00% FHA/VA 30 Year Fixed: 3.375%Contact me for more

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Kunversion Training

I am looking forward to the new Kunversion.

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Mortgage Rates Remain Low

Lowest Mortgage rates in 18 months, however sales are slow with pricing increasing slowing for.

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